Payment Revenue Reconciliation
Scheme fees, interchange, processing fees, and chargeback reversals create thousands of small transactions that must reconcile to the bank statement daily. Manual reconciliation is impossible at scale.
Financial Services
Fintech & Payments Companies
Interchange accounting, e-money reconciliation, and multi-currency settlement — built for payment processors, neobanks, and fintech companies whose revenue complexity leaves standard accounting software behind.
GAAPASC 606FinCEN
The Fintech & Payments Companies Finance Challenge
E-Money Accounting
Stored value and e-money products create regulatory capital requirements and accounting complexity around customer funds segregation. Getting this wrong creates regulatory and legal exposure.
Regulatory Reporting
FinCEN, CFPB, and state MSB licensing requirements create regulatory reporting obligations that don't fit standard financial reporting infrastructure.
How Plurafi Solves It
Interchange and payment revenue recognition
E-money / stored value reconciliation
Chargeback and dispute accounting
Regulatory sandbox reporting
Scheme fee accounting (Visa/Mastercard)
Multi-currency settlement reconciliation
Built-In Compliance
GAAP (ASC 606)
FinCEN (Bank Secrecy Act reporting)
CFPB (consumer financial protection)
State MSB licensing requirements
Key Outcomes
Daily settlement
reconciliation automated
Chargeback accounting
handled without manual entries
Regulatory reporting
built into the close process
Built specifically for Fintech & Payments Companies
See how Plurafi handles your industry's complexity